Terms and Conditions for Subscription Service
These terms govern your use of heliqavium.com and our financial planning subscription. Please read carefully before subscribing to our service.
September 2, 2025
Acceptance of Terms
By using our website or subscribing, you agree to these terms and all applicable policies. If you do not accept, do not use our service. We reserve the right to update these terms from time to time.
Definitions
Below are key terms used throughout these terms and conditions.
"Service" refers to the financial planning subscription offered by heliqavium.com for a monthly fee.
"User" means any individual or entity who accesses or uses the website or service.
"Content" includes all materials, advice, and information available on heliqavium.com.
"Subscription" means your ongoing monthly payment for planning services.
Permitted Service Usage
You may use heliqavium.com and its services solely for lawful, personal purposes. Misuse or unauthorised access is strictly prohibited.
Eligibility
Services are available only to persons aged 18 or older and legally capable of entering binding contracts. By subscribing, you confirm eligibility.
Under 18s cannot subscribe.
Your Responsibilities
As a user, you agree to act lawfully and protect your account credentials.
Prohibited Uses
You must not use our site or service for any unlawful or prohibited purposes.
Intellectual Property Rights
All website content, trademarks, and materials are the property of heliqavium.com or its licensors. You may not copy, distribute, or use content without written permission except as permitted by law.
User Content
Any content you submit remains your responsibility and must not violate laws or third-party rights.
Rights You Grant Us
By submitting content, you grant heliqavium.com the right to use, display, and reproduce it as necessary to provide services.
Privacy and Data Protection
Your personal information is handled according to our Privacy Policy. We take steps to protect your data and comply with privacy laws. Please review our policy for details.
See Privacy PolicyDisclaimer and Limitations
Information is provided for general guidance only. Results may vary. See our full disclaimer for details.
Important Disclaimer
Financial advice is general and does not consider personal circumstances. Past performance does not guarantee future results.
Limitation of Liability
Our liability is limited to the maximum extent permitted by law. We are not responsible for any loss resulting from your use of our website or services.
Indemnification
You agree to indemnify heliqavium.com for any claims arising from your misuse of the site or breach of these terms.
Dispute Resolution and Jurisdiction
Disputes will be resolved according to Australian law and jurisdiction.
Arbitration
Where required, disputes may be subject to binding arbitration as per Australian legal standards.
Arbitration does not limit your statutory rights.
Online Dispute Resolution
Users can seek resolution using the Australian Online Dispute Resolution platform for consumer issues.
Visit the ODR platformSeverability
If part of these terms is found invalid, the remaining terms remain in effect.
Entire Agreement
These terms, along with policies referenced, form the entire agreement between you and heliqavium.com.
Applicable Law
Australian law governs all terms, services, and disputes.
Termination
We reserve the right to suspend or terminate your subscription for violation of these terms or law. You may cancel at any time.
Modifications
We may update these terms periodically. Changes will be posted on this page and effective immediately unless otherwise stated.
Contact for Terms Questions
For questions regarding terms and conditions, use the contact details below.
Contact email: content@heliqavium.com
Phone: +61-2-0757-6563
Address: 265 King Street, Newcastle, NSW 2300 Australia
Effective date: September 2, 2025
Version: 2.1