General Disclaimer for Financial Planning

Important Notice:

All advice is general and does not consider your personal circumstances.

Past performance does not guarantee future results. Results may vary for each individual.

The information provided on this website is for general informational purposes only and should not be considered as personal financial advice. Decisions should be made with consideration of your own circumstances and, where appropriate, with independent advice.

General Information Notice

All content, materials, and advice offered through heliqavium.com are intended for general guidance and do not constitute a recommendation or endorsement of any specific financial products or services. We do not guarantee the accuracy, completeness, or suitability of any information for your particular needs.

Limitations of Liability

Our liability is limited under Australian law. We are not responsible for any loss arising from reliance on information provided.

  • We exclude liability for indirect, incidental, or consequential loss.
  • We are not liable for errors or omissions except where required by law.
  • We do not accept responsibility for third-party website content linked here.
  • You use this site at your own risk and discretion.

Accuracy of Information

While we strive to provide up-to-date and accurate content, information may change or become outdated. No warranty is given regarding the accuracy or completeness of the information on heliqavium.com.

Always consult a qualified adviser before making decisions based on website content.

Professional Advice Disclaimer

Nothing on this site should replace personalised advice from a licensed financial adviser. Please seek independent advice tailored to your situation.

Links to External Sites

Links to third-party websites are provided for convenience only. We do not endorse or control external content and are not responsible for its accuracy or reliability.

Results May Vary Disclaimer

Outcomes from using our planning service will differ among individuals. Your circumstances, decisions, and market conditions can all impact results.

Individual Results Variation

We cannot and do not guarantee specific results. Experiences and outcomes may vary for each client.

Financial Disclosure Statement

heliqavium.com is not licensed to offer or recommend specific financial products. We focus on general planning consultation.

  • No product or investment recommendations are provided.
  • We do not advise on or facilitate transactions for any financial product.
  • Fees are $250 per month for ongoing planning and consultation.

Jurisdiction and Law

Our website and service are governed by the laws of Australia.

Any disputes or issues arising from the use of heliqavium.com are subject to Australian jurisdiction and applicable legislation.

Australian law applies to all services and disclaimers provided herein.

You are responsible for complying with your local laws and regulations when using our service.

Indemnification

By using this site, you agree to indemnify heliqavium.com against claims or losses resulting from your use of this website or services.

Severability

If any provision of this disclaimer is found invalid, the remaining provisions remain effective.

Modifications

We reserve the right to update or change this disclaimer at any time. Updates will be posted on this page.

Contact Us

For questions about this disclaimer, please use the contact details below.

Contact email: content@heliqavium.com

Phone: +61-2-0757-6563

Address: 265 King Street, Newcastle, NSW 2300 Australia

Effective date: September 1, 2025

Last updated: September 1, 2025